body {
    min-height: 100vh;
    display: flex;
    flex-direction: column;
}

main {
    flex: 1;
}

.terms-hero {
            background: linear-gradient(110deg, #0a4ca1, #2a7de1);
            color: #fff;
            padding: 56px 0 48px;
        }

        .terms-hero-grid {
            display: grid;
            grid-template-columns: 1.3fr 1fr;
            gap: 28px;
            align-items: center;
        }

        .terms-hero h1 {
            margin: 0 0 14px;
            font-size: clamp(30px, 5vw, 48px);
            line-height: 1.1;
        }

        .terms-hero .intro {
            margin: 0 0 10px;
            color: #e4eeff;
            font-size: 16px;
            max-width: 58ch;
        }

        .terms-hero .updated {
            margin: 0;
            color: #c8dcff;
            font-size: 14px;
        }

        .hero-notice {
            background: rgba(255, 255, 255, 0.12);
            border: 1px solid rgba(255, 255, 255, 0.28);
            border-radius: var(--radius);
            padding: 22px;
            backdrop-filter: blur(4px);
        }

        .hero-notice strong {
            display: block;
            margin-bottom: 8px;
            font-size: 15px;
        }

        .hero-notice p {
            margin: 0;
            font-size: 14px;
            color: #dbe8ff;
            line-height: 1.5;
        }

        section {
            padding: 52px 0;
        }

        section.alt {
            background: #fff;
            border-top: 1px solid #e3ebfb;
            border-bottom: 1px solid #e3ebfb;
        }

        .section-eyebrow {
            display: inline-block;
            margin: 0 0 8px;
            font-size: 12px;
            font-weight: 700;
            letter-spacing: 0.08em;
            text-transform: uppercase;
            color: var(--accent);
        }

        .section-title {
            margin: 0 0 20px;
            font-size: clamp(24px, 3vw, 34px);
            color: var(--brand-dark);
        }

        .terms-content {
            max-width: 820px;
        }

        .terms-content p {
            margin: 0 0 14px;
            color: var(--muted);
            font-size: 15px;
        }

        .terms-content p:last-child {
            margin-bottom: 0;
        }

        .terms-content strong {
            color: var(--text);
        }

        .terms-cta {
            background: linear-gradient(135deg, #0057b8 0%, #0f7fff 100%);
            color: #fff;
            padding: 48px 0;
            text-align: center;
        }

        .terms-cta h2 {
            margin: 0 0 10px;
            font-size: clamp(24px, 3vw, 34px);
            color: #fff;
        }

        .terms-cta p {
            margin: 0 auto 20px;
            max-width: 52ch;
            color: #e4eeff;
        }

        .btn {
            display: inline-block;
            padding: 12px 18px;
            border-radius: 10px;
            font-weight: 700;
            font-size: 14px;
            text-decoration: none;
            cursor: pointer;
        }

        .btn-primary {
            background: #fff;
            color: var(--brand-dark);
        }

        .btn-secondary {
            background: rgba(255, 255, 255, 0.15);
            color: #fff;
            border: 1px solid rgba(255, 255, 255, 0.4);
        }

        .btn-row {
            display: flex;
            gap: 12px;
            flex-wrap: wrap;
            justify-content: center;
        }

        @media (max-width: 960px) {
            .terms-hero-grid {
                grid-template-columns: 1fr;
            }
        }